About Us

CashTM- Instant Personal Loan

CashTM is an instant personal loan platform for mobile users. CashTM offers loans up to Rs 50,000 with low interest rate in a convenient and secure way 24*7 online. The application processes can be completed at anytime and anywhere in 5 minutes.

  • 100% Online Process
  • Higher Loan Amount
  • Convenient Application and Fast Approval
  • Low Interest Rate
  • Data Security

Our services

Services Overview

CashTM is a personal lending platform designed specifically for mobile internet customers. 100% smartphone-based experience delivers instant access to your funds and full functionality.

Apply for a loan:
Aadhaar Card & PAN ID

Aadhaar Card & PAN ID for identity verification

Bank Account

Bank Account for fund disbursement

Basic Information

Other simple basic information

Pay your due:

Just log in your CashTM APP & click the Pay button for instant repayment. Timely repayment improves your credit profile & increases your future credit limit.

Product Features

Loan Amount on our Instant Personal Loan App : 2,000 – 50,000 Minimum interest rate: 12%, Maximum interest rate 24% Processing fee on personal loan app : Rs 250 to Rs 1000

An example of our loan:

For a 10,000 Rs loan, processing fee + gst is 400 Rs, interest is 470 Rs, total repayment is 10470 Rs. If you are a loyal customer and keeps repayment on time, we will gradually reduce your fee and interest rate. Our goal is to offer you 5% processing fee and 12% interest rate after you stay with us for a year.


Complaints Policy

Download G.R.J. TRADES AND FINANCE Ltd. Complaints Policy


Credit Policy

Download G.R.J. TRADES AND FINANCE Ltd. Credit Policy


Fair Practice Code

Download G.R.J. TRADES AND FINANCE Ltd. Fair Practice Code


KYC & AML Policy

Download G.R.J. TRADES AND FINANCE Ltd. KYC & AML Policy


IT Policy

Download G.R.J. TRADES AND FINANCE Ltd. IT Policy


Clients Feedback

Send us a message

If you have any questions or would like to learn more about CashTM, we warmly welcome you to share your thoughts with us!

Beware of Fraudulent Activity

Dear valued customers and members of the public,
It has come to our attention that there is an ongoing attempt to defraud individuals using the SMS header CP-CASHTM. We want to alert you to this fraudulent activity and take necessary precautions to ensure your safety.

Details of the Fraudulent Activity:

Identified Fraudster:
V-CON Mobile & Infra Private Ltd.
Address: Cabin No. 63, 6th Floor, E-252, Industrial Area, Phase 8-B, Mohali Mohali PB 160055 IN

Action Taken:

We have initiated a detailed investigation into this matter and have already contacted the Telecom Service Provider (TSP) secretarial@vmipl.in. Despite our efforts, we have not received any response from them.

Next Steps:

We are filing a police complaint against the fraudsters to bring them to justice.
In the interest of public safety, we urge you to be cautious of any communication received from the SMS header CP-CASHTM.
If you have any information related to this fraudulent activity, please contact us immediately at support@cashtm.in.

Additional Information:

As per the Telecom Regulatory Authority of India (TRAI) website, the SMS header is decoded as follows:
X denotes TSP (OAP)
Y denotes License Service Area (LSA of OAP)
ABCDEF is a header assigned to the Principal Entity
C- V-CON Mobile & Infra Private Ltd.
P- Punjab